{"id":28420,"date":"2017-07-20T13:51:26","date_gmt":"2017-07-20T11:51:26","guid":{"rendered":"https:\/\/www.deinadieu.ch\/ratgeber\/terminating-contracts-in-the-event-of-death-do-contractual-agreements-end-automatically\/"},"modified":"2023-10-15T05:57:36","modified_gmt":"2023-10-15T03:57:36","slug":"terminating-contracts-in-the-event-of-death-do-contractual-agreements-end-automatically","status":"publish","type":"ratgeber","link":"https:\/\/www.deinadieu.ch\/en\/advisor\/terminating-contracts-in-the-event-of-death-do-contractual-agreements-end-automatically\/","title":{"rendered":"Do contracts end automatically in the event of death?"},"content":{"rendered":"\n<p class=\"text-2xl\"><strong>Contracts don&#8217;t just automatically end when a loved one passes away. So it is important to notify contractors and properly terminate contracts. In the event of death, there are special termination options in some cases.<\/strong><\/p>\n\n<!--more-->\n\n<h2 class=\"wp-block-heading\"><b>Terminating contracts in the event of death &#8211; how should I proceed?<\/b><\/h2>\n\n<p><span style=\"font-weight: 400;\">The most important thing to remember is that <strong>no contract ends unless the other party is notified of the death<\/strong>. So remember to cancel <a href=\"https:\/\/www.deinadieu.ch\/ratgeber\/versicherungen-und-ihre-bedeutung-in-der-vorsorge\/\" target=\"_blank\" rel=\"noopener\">insurance policies<\/a> (health insurance, household contents, accident and life insurance, etc.), subscriptions and memberships to clubs and associations, etc., and also inform the road traffic office.<\/span><\/p>\n\n<p><span style=\"font-weight: 400;\">The right of termination under <strong>tenancy law<\/strong> provides for an <a href=\"https:\/\/www.mieterverband.ch\/mv\/mietrecht-beratung\/ratgeber-mietrecht\/top-themen\/kuendigung-durch-mieter.html#:~:text=Unbedingt%20eingehalten%20werden%20muss%20zudem,vorher%2C%20also%20Ende%20Dezember%20absenden.\" target=\"_blank\" rel=\"noopener\">extraordinary right of termination<\/a> in the event of the tenant&#8217;s death. The heirs of the deceased may terminate on the coming local customary date. The legal deadline (three months for apartments and six months for business premises) must also be observed. The relatives are entitled to this right of termination even if the lease agreement concerned actually provides for termination at a later date. It is important that the relatives exercise the extraordinary right of termination immediately.<\/span><\/p>\n\n<p><span style=\"font-weight: 400;\">Other areas also have special provisions in the event of death: a <strong>cell phone subscription<\/strong>, for example, is canceled on the date of death and does not pass to the heirs if they do not wish this. However, the condition is that neither relatives nor third parties continue to use the connection.<\/span><\/p>\n\n<h2 class=\"wp-block-heading\"><strong>Checklist &#8211; which contracts must be terminated in the event of death?<\/strong><\/h2>\n\n<p>First, get an overview of all of the deceased person\u2019s contracts. Then, inform the deceased person\u2019s contractual partners and, if necessary, terminate the contracts:<\/p>\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.deinadieu.ch\/ratgeber\/rente-im-todesfall-ahv\/#:~:text=Kinder%20erhalten%20beim%20Tod%20der,sp%C3%A4testens%20jedoch%20mit%20dem%2025.\" target=\"_blank\" rel=\"noreferrer noopener\">AHV\/IV compensation fund<\/a>, <a href=\"https:\/\/www.deinadieu.ch\/ratgeber\/pensionskasse-im-todesfall\/#:~:text=Wenn%20eine%20versicherte%20Person%20stirbt,Ehegatten%20resp.&#038;text=Trifft%20keine%20dieser%20Bedingungen%20zu,eine%20Abfindung%20von%20drei%20Jahresrenten.\" target=\"_blank\" rel=\"noreferrer noopener\">pension fund<\/a>, pillar 3a<\/li>\n\n\n\n<li><a href=\"https:\/\/www.deinadieu.ch\/en\/advisor\/notify-the-bank-and-the-post-office-in-the-event-of-death\/\">Banks<\/a>, insurance companies (household, life, accident, liability, etc.), health insurance company<\/li>\n\n\n\n<li>Road Traffic Office<\/li>\n\n\n\n<li>Rental agreement (see: <a href=\"https:\/\/www.deinadieu.ch\/ratgeber\/wohnung-kuendigen\/\">Cancellation of an apartment in case of death &#8211; no automatic reason for dissolution<\/a>)<\/li>\n\n\n\n<li>Electricity<\/li>\n\n\n\n<li>Radio\/TV\/telephone connection, cell phone subscription<\/li>\n\n\n\n<li>Credit card contracts, leasing contract<\/li>\n\n\n\n<li>Newspaper and magazine subscriptions, memberships (e.g. associations, see also: <a href=\"https:\/\/www.deinadieu.ch\/ratgeber\/mitgliedschaften\/\">Fate of memberships in the event of death<\/a>)<\/li>\n\n\n\n<li>Claiming refunds for public transport season tickets (Half-Fare \/ GA)<\/li>\n<\/ul>\n\n<p>We recommend terminating contracts by registered mail. Some companies have online forms on their homepage that a relative of the deceased person can fill out in order to terminate the contract. In order to save unnecessary costs, it is best to terminate contracts as quickly as possible.<\/p>\n\n<h2 class=\"wp-block-heading\" id=\"h-wer-muss-ebenfalls-benachrichtigt-werden\">Who else has to be notified?<\/h2>\n\n<ul class=\"wp-block-list\">\n<li>Notify and redirect mail<a href=\"https:\/\/www.post.ch\/de\/kundencenter\/onlinedienste\/ele\/post-umleiten\/info\" target=\"_blank\" rel=\"noreferrer noopener\">(mail forwarding order<\/a>)<\/li>\n\n\n\n<li>for foreign nationals: the embassy or consulate<\/li>\n<\/ul>\n\n<p>For completeness, you should include the <a href=\"https:\/\/www.deinadieu.ch\/en\/advisor\/the-death-certificate-certification-of-death\/\" target=\"_blank\" rel=\"noreferrer noopener\">death certificate<\/a> (also called a death certificate or death certificate) with the notification of the death of a loved one. For example, for rapid notification of many parties to a contract, you can write a <a href=\"https:\/\/www.deinadieu.ch\/en\/contracts-letter-templates\/?tag=Dokument%20f%C3%BCr%20Einsatz%20nach%20Todesfall\" target=\"_blank\" rel=\"noreferrer noopener\">template<\/a> with all the relevant information about the deceased and send it to the various agencies.<\/p>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.deinadieu.ch\/en\/contracts-letter-templates\/\">Template for terminating a rental agreement<\/a><\/div>\n<\/div>\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.deinadieu.ch\/en\/contracts-letter-templates\/\" target=\"_blank\" rel=\"noreferrer noopener\">Template termination letter for various contracts<\/a><\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading text-2xl\" id=\"h-das-konnte-sie-auch-interessieren\">You might also be interested in:<\/h2>\n\n<ul class=\"list-disc ml-4 wp-block-list\">\n<li><a href=\"https:\/\/www.deinadieu.ch\/en\/advisor\/what-to-do-after-a-death\/\">Death &#8211; What to do when someone dies?<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.deinadieu.ch\/en\/advisor\/death-and-no-relatives-left-who-is-responsible\/\" target=\"_blank\" rel=\"noreferrer noopener\">Death and no relatives left \u2013 who is responsible?<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.deinadieu.ch\/ratgeber\/wohnungsaufloesung-im-todesfall-wohin-mit-den-sachen\/\" target=\"_blank\" rel=\"noreferrer noopener\">House clearance after death \u2013 what to do with everything<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.deinadieu.ch\/en\/advisor\/notify-the-bank-and-the-post-office-in-the-event-of-death\/\" target=\"_blank\" rel=\"noreferrer noopener\">Notify the bank and post office in the event of death<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.deinadieu.ch\/en\/advisor\/the-loan-agreement-what-happens-after-death\/\" target=\"_blank\" rel=\"noreferrer noopener\">The loan agreement \u2013 what happens after death?<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.deinadieu.ch\/ratgeber\/rente-im-todesfall-ahv\/#:~:text=Kinder%20erhalten%20beim%20Tod%20der,sp%C3%A4testens%20jedoch%20mit%20dem%2025.\" target=\"_blank\" rel=\"noreferrer noopener\">Pension in the event of death &#8211; an overview of AHV survivors&#8217; pensions<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.deinadieu.ch\/ratgeber\/pensionskasse-im-todesfall\/\" target=\"_blank\" rel=\"noreferrer noopener\">The pension fund in the event of death<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.deinadieu.ch\/en\/advisor\/the-death-certificate-certification-of-death\/\" target=\"_blank\" rel=\"noreferrer noopener\">The death certificate<\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Contracts don&#8217;t just automatically end when a loved one passes away. So it is important to notify contractors and properly terminate contracts. In the event of death, there are special termination options in some cases.<\/p>\n","protected":false},"author":2399,"featured_media":28421,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","tags":[2151,2646,2644],"ratgeber-category":[3040,2041],"class_list":["post-28420","ratgeber","type-ratgeber","status-publish","has-post-thumbnail","hentry","tag-event-of-death","tag-oasi-di","tag-termination","ratgeber-category-case-of-death","ratgeber-category-death"],"acf":[],"yoast_head":"<title>Ends contracts automatically in the event of death | DeinAdieu<\/title>\n<meta name=\"description\" content=\"It is important to notify contractors and properly terminate contracts in the event of death. 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