{"id":27410,"date":"2017-07-19T13:42:51","date_gmt":"2017-07-19T11:42:51","guid":{"rendered":"https:\/\/www.deinadieu.ch\/ratgeber\/notify-the-bank-and-the-post-office-in-the-event-of-death\/"},"modified":"2024-03-07T08:53:19","modified_gmt":"2024-03-07T07:53:19","slug":"notify-the-bank-and-the-post-office-in-the-event-of-death","status":"publish","type":"ratgeber","link":"https:\/\/www.deinadieu.ch\/en\/advisor\/notify-the-bank-and-the-post-office-in-the-event-of-death\/","title":{"rendered":"Notify the bank and post office in the event of death"},"content":{"rendered":"\n

When a testator dies, you must report the death to all institutions and banks. The post office is also to be informed of the death. We recommend leaving a bank account open for settling the estate.<\/p>\n\n\n\n

Notifying the bank of the death<\/h2>\n\n

The first step is gaining an overview of the banks where the testator has accounts. You should send the death certificate<\/a> to these banks in order to notify them of the death<\/strong> of the deceased person. Ask the bank what documents are required for the transfer of securities, accounts, etc. Any existing powers of attorney are to be reviewed and, if necessary, revoked. The heirs have the option to revoke a written power of attorney which extends beyond the death of the testator at any time. You may also have to suspend any direct debits. For the tax return during the year and establishing the latest assets of the deceased person, you can ask for a confirmation of the balance as of the date of death. <\/p>\n\n

A bank account for the community of heirs<\/h2>\n\n

After the death of a testator, the heirs must or may decide together about the assets in the estate. If there are several heirs in the community of heirs<\/a> and they wish to liquidate all the testator\u2019s assets<\/strong>, the following approach<\/strong> can be selected: <\/p>\n\n